Advanced SIP Calculator

Plan your systematic investment journey with our comprehensive calculator featuring interactive charts, goal tracking, and detailed analysis

SIP Investment Calculator

Calculate your systematic investment plan returns with advanced features

Investment Parameters

Minimum ₹500. This is the amount you'll invest every month.
Minimum ₹500 per month
Duration for which you plan to invest. Longer periods benefit from compounding.
1 to 50 years
Expected yearly returns. Equity funds typically range 10-15%.
Typical equity funds: 10-15%
How often you want to invest. Monthly is most common.

Advanced Options

Increase your SIP amount annually by this percentage.
Increase SIP amount annually (optional)
Expected inflation rate for calculating real returns.
For real returns calculation

Goal-based Planning

Your financial goal amount. Leave blank if not planning for specific goal.
Leave blank if not planning for specific goal
Name your financial goal for better tracking.
Name your investment goal

Understanding SIP Investments

What is SIP?

Systematic Investment Plan (SIP) is a disciplined approach to investing in mutual funds. It allows you to invest a fixed amount regularly, helping you benefit from rupee cost averaging and the power of compounding.

Benefits of SIP
  • Disciplined investing approach
  • Rupee cost averaging benefits
  • Power of compounding over time
  • Flexibility to start with small amounts
  • No need to time the market
How Returns are Calculated

SIP returns are calculated using the compound interest formula, considering the monthly investments and expected annual returns. The formula accounts for the compounding effect of reinvested returns.

Important Considerations
  • Past performance doesn't guarantee future returns
  • Market volatility affects actual returns
  • Consider your risk tolerance
  • Review and adjust investments periodically
  • Consult financial advisors for personalized advice
Risk Disclaimer

Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing. The calculations provided are for illustrative purposes only and do not guarantee actual returns. Consult with a qualified financial advisor before making investment decisions.

Current Market Insights

Equity Funds
10-15%
Historical Average Returns
Debt Funds
6-9%
Historical Average Returns
Hybrid Funds
8-12%
Historical Average Returns

Returns are indicative and based on historical data. Actual returns may vary based on market conditions.

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Compound Interest Calculator Retirement Planning Calculator Loan EMI Calculator Fixed Deposit Calculator Recurring Deposit Calculator PPF Calculator
Investment Tips
Start Early

The power of compounding works best when you start investing early. Even small amounts can grow significantly over time.

Stay Consistent

Regular investments through SIP help you benefit from rupee cost averaging and reduce the impact of market volatility.

Diversify

Don't put all your money in one fund. Diversify across different asset classes and fund categories.

Review Regularly

Review your portfolio performance periodically and make adjustments based on your goals and market conditions.